Optimising client income in retirement

In just a couple of months, UK retirees with Defined Contribution (DC) pension pots will have the freedom to spend their retirement savings as they wish; new cars, long holidays and properties by the sea, whatever their savings can run … Continue reading

Posted in Financial Planning, Pensions, Technology, UK | Tagged , , , , , , ,

IRESS 2014 Mortgage Efficiency Survey

Earlier this year, the UK mortgage market saw the culmination of many months of preparation as the new Mortgage Market Review (MMR) rules came into force in April. Against this background of regulatory change, we have carried out our annual … Continue reading

Posted in Mortgage, Regulation and Legislation, Technology, UK | Tagged , , ,

The Case for Advice: IRESS At Retirement Report 2014

Annuities dominated the headlines across mainstream and trade media in the UK back in March this year, when the government announced its radical pension reforms in the Budget. From 6 April 2015, retirees will no longer have to purchase an … Continue reading

Posted in Financial Planning, Pensions, Regulation and Legislation, Technology, UK | Tagged , , , , ,


It’s been a busy couple of months in the UK. Events season kicked off in April and May with IRESS guest presenting at roadshows for Tenet and Mortgage Intelligence. June saw us ramp up our live events programme, with over … Continue reading

Posted in Financial Planning, Mortgage, Practice Management, Technology, UK | Tagged , , , ,

At the heart of IRESS

At IRESS, we believe that our responsibilities extend to positively contributing in our local communities. During 2013, IRESS was proud to be involved with the Prince’s Trust Million Makers challenge, which saw organisations across the UK and Ireland compete to raise … Continue reading

Posted in Canada, South Africa, UK | Tagged , ,

The Evolution of the Paraplanner

The best advice businesses I have worked with use paraplanners. Paraplanning is not just a report writing service.  The best paraplanners provide specialist regulatory, technical and legislative advice and analysis to advisers. They play a pivotal role in the analysis … Continue reading

Posted in Australia, Financial Planning, Practice Management, UK | Tagged , , ,

One year on

Everyone in the UK predicted 2013 would be a huge year of change as the RDR regime came into force.  True enough, firms throughout the financial industry have invested significant resources and have changed propositions, trained staff and many made … Continue reading

Posted in Financial Planning, Practice Management, Regulation and Legislation, Technology, UK | Tagged , ,

What Next for FoFA?

As an industry, financial services across the globe is no stranger to Government legislation, mandating change to a greater or lesser degree. In Australia the most recent example has been the Future of Financial Advice (FoFA), before that it was … Continue reading

Posted in Australia, Regulation and Legislation, UK | Tagged , , , ,

Insurance and the ‘quantified self’: Game-changer or gimmick?

Can we, as an industry, build a relationship as trusted partner with the consumer; using their personal information, for example on health and lifestyle, to provide tailored financial services and products, which enhance their lives and do not discriminate against … Continue reading

Posted in Technology | Tagged , , , ,

Affordability: Tackling the perception vs reality conundrum

 One of the hackneyed expressions in our industry is that most people don’t really understand what they spend their money on. This observation is heard so often from advice professionals because effective strategies and financial plans so often hinge upon … Continue reading

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